Neuroses Means Eccentricities

Neuroses are normative. Anyone who declares otherwise ignores the fact that neuroses have been excluded from DSM-IV since they usually don't prevent a person from having a life most of the time.

Severe neuroses are a different topic, and therapy should start earlier during the acute phase i.e. when stress originally brings on anxiety, rather than later when a phobia has developed.

Anxiety is the acute phase, and phobias are a part of the chronic form of neuroses. While there are other forms of neuroses, it's these two ones that form one of many parts of various mental disorders.

Of course, I may be mistaken, but neuroses are mostly harmless when nipped in the bud.

YMMV